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Elder Law Seminar



Elder Law Strategies: Protect Yourself with Trusts
Avoid depleting your funds on long term care, and preserve your independence and quality of life. Attorneys Murphy will explain using Asset Protection Trusts to protect your resources and qualify for VA Aid & Attendance pension (up to $2,229/month) and Medicaid benefits (for home care or nursing home). Also learn how to use Revocable Living Trusts to avoid probate, minimize estate taxes, preserve IRA funds, provide for disabled family members, avoid conservatorship, and protect your estate from your children’s creditors. Plan and protect! Topics to be covered include, but are not limited to: Revocable Living Trusts, Irrevocable Trusts, pros and cons of transferring assets, Medicaid and VA Aid & Attendance payment of long term care, and new laws regarding Powers of Attorney and Access To Digital Assets. Instructors Attorney Thomas E. Murphy received his Bachelor of Science in Economics from the Wharton School of the University of Pennsylvania, followed by a career in corporate management.  He then graduated cum laude from Pace University School of Law with a Juris Doctor degree and a Certificate in Health Law and Policy.  Instructor Attorney Michele F. Murphy, RN, MSN earned her Bachelor of Science in Nursing from the University of Pennsylvania, her Master of Science in Nursing from Yale University, and her Juris Doctor from Pace University School of Law.  Both Attorneys Murphy are also accredited attorneys with Veterans Affairs, and are frequent lecturers on Elder Law and Estate Planning.

Register your care giver or another family member for a reduced price of $15 for each additional family member ($11 for Ridgefield residents age 62+, or disabled).

1 Session $ 29 (Ridgefield Sr./Disab. $ 22)
Wed., 5/22 from 6:30 to 8 p.m.; East Ridge Middle School


Elder Law Strategies: How To Keep Medicaid From “TAKING IT ALL”
Whether you are planning for your future long term care or confronting a loved one’s current long term care, you can structure your legal documents, assets and income to use Medicaid’s technical rules for you instead of against you. Some rules create opportunities that can be carried out over time, and others that can be implemented within a month. By knowing those rules, you can protect your assets and income from future Medicaid (Title XIX) exposure and even stop current Medicaid asset depletion. Learn how to develop the optimal plan whether you face long term care down the road or right now. Topics to be covered include: asset and income limits, spousal protections, converting exposed assets to exempt assets, avoiding transfer-of-asset penalties, use of trusts and annuities, targeted spend-down, qualifying despite being over-asset or over-income, and avoiding liens and recoveries. Instructors Attorney Thomas E. Murphy received his Bachelor of Science in Economics from the Wharton School of the University of Pennsylvania, followed by a career in corporate management.  He then graduated cum laude from Pace University School of Law with a Juris Doctor degree and a Certificate in Health Law and Policy.  Instructor Attorney Michele F. Murphy, RN, MSN earned her Bachelor of Science in Nursing from the University of Pennsylvania, her Master of Science in Nursing from Yale University, and her Juris Doctor from Pace University School of Law.  Both Attorneys Murphy are also accredited attorneys with Veterans Affairs, and are frequent lecturers on Elder Law and Estate Planning.

Register your care giver or another family member for a reduced price of $15 for each additional family member ($11 for Ridgefield residents age 62+, or disabled).

1 Session $ 29 (Ridgefield Sr./Disab. $ 22)
Wed., 3/27 from 6:30 to 8 p.m.; East Ridge Middle School


SAT/PSAT and ACT Prep Options

Lentz & Lentz SAT & ACT Prep

SAT/ PSAT and ACT Preparation

Designed to benefit students of all ability levels, this 30-hour program is divided equally between English and math and covers all facets of the SAT.  Class features: test taking techniques, preparation for the essay, practice SAT(s), advanced math and shortcut math, vocabulary development, speed-reading and online lesson podcasts for supplemental review.  The podcasts are extremely helpful to all students, especially those with cognitive and perceptual disabilities.  Extra help at no charge, course materials and complimentary refresher sessions are included in the tuition.  Previous SAT type problems are used in conjunction with our own copyrighted curriculum.  Lentz & Lentz teachers have been specifically trained to teach this program and all of our instructors have a background in teaching.  Lentz & Lentz also allows students the flexibility to attend live make up classes at any of its nearby locations. Positive scores on the SAT and PSAT could translate into thousands of dollars in scholarships and savings.

Free extra help and live makeup sessions included in tuition:  Students can set up free extra help by making an appointment to meet with their instructor directly before or after class.  If a student misses a class or has a scheduling conflict they can contact Lentz & Lentz to set up a live make up class at a neighboring location.


ACT Preparation Supplement - optional:

For students who plan on taking both the SAT and AC T we are offering a special three session ACT supplement. The ACT supplement will include preparation for all aspects of the ACT exam including math, science, English and reading along with test taking skills and a practice ACT. The tuition for the ACT supplement is non-refundable.

Lentz & Lentz Guarantee:

Lentz & Lentz Guarantee: Money back guarantee within three calendar days after lesson one if the student is not satisfied with the program.  No refunds will be issued after that point in time.  If the student does not attend the first session, regardless of any reason, there will be an $85 charge.  Lentz & Lentz reserves the right to dismiss any student from the program for disciplinary reasons.  No refunds will be issued in cases of that nature.  There is a $20 processing fee for refunds.


SPRING SAT/PSAT Prep Class: Starts Monday, March 4 (6 to 9 p.m.). Meets March 11, 18, 25; April 1, 8, 22 and 29 from 6 to 9 p.m. at East Ridge Middle School, 10 East Ridge in Ridgefield.
The make up for the weather closing on March 4 is Tuesday, April 23 - location to be determined.

SPRING ACT Supplement Class: Mondays, May 6, 13 and 20 from 6 to 9 p.m. The ACT is not sold separately.

SUMMER SAT/PSAT Prep Class: Starts Wednesday, July 10. Meets July 10, 12, 15, 17, 19, 22, 24 and 26 from 10 a.m. to 1 p.m. at the Town Hall Annex.
Click here for directions to the Town Hall Annex - Continuing Education Office


Tuition:


$440 for SAT/PSAT Preparation (8 sessions, 24 hours)

$640 for  SAT/PSAT/ACT (11 sessions, 33 hours)


Price includes all course materials.

Web Site: www.lentzsatprep.com

Email: info@lentzsatprep.com

Main Office: 14 Manor Court New City, NY 10956

Phone: (845) 638-2826


Online Courses with ed2go

Read more about ed2go below. Visit Ridgefield's page at ed2go's Online Instruction Center. Then click on College Readiness (on the right). This takes you to a page with SAT Test Prep options. There is an option for a full series for $174 or Part 1 (mainly English, verbal and reading skills) and Part 2 (mainly quantitative skills) for $99 each.

You may be able to go sdirectly to our page at https://www.ed2go.com/ridgefield/SearchResults.aspx?CurrPage=1&CategoryId=1177&Sort=RELEVANCE&PrevSort=RELEVANCE&SortAsc=True

Learn from the comfort of your own home, office or local coffee shop....

Our instructor-facilitated online courses are informative, fun, convenient, and highly interactive. Our instructors are famous for their ability to create warm and supportive communities of learners.